How Apex Debt Relief Works

We work with you to settle your unsecured debt in the shortest amount of time and based on a plan that works for YOU and your situation.

Apex Debt Relief Financial Coaches will set you up with an affordable monthly savings plan, (which is determined on a client-by-client basis between you and a financial coach at Apex Debt Relief).

Based upon what you are able to set aside and save each month in your trust account, we can determine how many months you will be a part of the program, and ultimately determine when you will be liberated of unsecured debt.

Reaching a settlement can be a very lengthy process, and usually takes several phone calls and communications between Apex Debt Relief and the creditors. Programs range from 12-48 months, and the first settlement is usually obtained within 6 months. However, circumstances do vary on a case by case basis.

Once a settlement has been reached, and you as the client have agreed on this amount, we will obtain the settlement offer in writing from the creditor.

We will then authorize a check to be distributed from your trust account and overnight it this to the creditor.

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Apex Debt Relief works directly with a nationwide network of attorneys to negotiate your debts, ensuring your consumer rights are protected and help you get your life back on track. Apex Debt Relief is in good standing with The Association of Debt Settlement Companies, our governing body.